While getting out of debt is a high biblical priority it is as much a wisdom issue as a righteousness one, and requires discernment and good strategy not just a single act of obedience.

Ask yourself “Why am I in debt in the first place?” Is God responsible for my unwise or greedy decisions that may have put me there? And even if I’ve come into debt legitimately, isn’t my first debt to God?

It’s one thing to trust God to provide for our present needs (Matthew 6:33). It is another to presume upon him by dictating (via choosing to go into debt) the demand for, amount of and necessary duration of his future provision.